Garber Chevrolet Savings Center
1700 N. Saginaw Rd.Midland,MI48640Sales: 888-612-5001
- Service: 800-890-8745
quick & easy financing at Garber Chevrolet
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Your Credit is Your Business, Getting You Financed is Ours.
Welcome to Garber Chevrolet Savings Center's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Proceed to our online finance application and begin your search for a low interest car loan!
The finance department at Garber Chevrolet in Midland, Michigan, will find the car loan or lease option that works best for you. Our finance staff has the expertise and financial resources to get you the best rate on a car loan and into your dream Chevrolet. We are here to make the process of buying a new Chevrolet or used car as simple as possible. By working with a finance specialist at Garber Chevrolet you will save yourself time, money and headache!
Get approved for a car loan right now by completing our secure online finance application. We will contact you as soon as one of our experts has reviewed your application.
While you're waiting for credit approval, take a moment to browse Garber Chevrolet's online inventory and view your favorite new or used vehicles. The staff at Garber Chevrolet is always available to answer your questions.
Financing Navigation
Contact Information
- Garber Chevrolet Savings Center
-
1700 N. Saginaw Rd.
Midland, MI 48640 -
- workSales:
- 888-612-5001
- serviceService:
- 800-890-8745
Finance FAQ
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Tip!
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Tip!
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Tip!
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Tip!
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Tip!
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Tip!
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Tip!
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.